Ben was engaged in a family retail business after graduation. His father purchased the retail shop a long time ago. Over the past years, his father did not carry out any maintenance of the shop. The inner condition of the shop was old and the business model remained traditional. The company relied on heavy manpower and tedious HR operation procedures, causing lots of disorganization and inefficiency in management. Ben hoped to change the interior layout of the shop and modify the business model by reducing labor costs and digitalizing procedures and documents. Gladly, Ben’s idea was supported by his father. His father was willing to mortgage the retail shop and cash out extra money for renovation. His father chose Man Sang Credit because we offered him attractive terms without requiring supporting documents such as audit reports; he was only required to be a guarantor. The drawdown was completed shortly after, and Ben was able to renovate his retail shop and turn around his business.

Jonathan was engaged in food industry owning several franchised restaurants.  Affected by the epidemic situation and economic downtown, Jonathan’s restaurants were severely impacted. The numbers of customers have largely decreased, resulting in a decline in sales revenue.  Joanthan needed capital urgently to solve his financial problems and pay his rent. After recommendation from his friend, Jonathan chose Man Sang Credit for mortgage service. We approved his application quickly and cash was drawn down within 3 days. Jonathan’s financial problems were solved at once.