Mr. Cheung was a retired elder who lived with family in a 50 years aged tenement building at To Kwa Wan. Due to old age, the sanitary condition of the building was very poor and deteriorated rapidly. The owners agreed to redevelop the building and carry out maintenance work. Since there were few units, each owner has to pay a relatively high portion of maintenance fees. Mr. Cheung was short of cash and worried about paying large upfront expenses. After referral to Man Sang Credit from his friend, Mr. Cheung learned about our flexible instalment payment and low interest rate offers. He then applied first mortgage with us, and shortly we approved his application. He was very satisfied with the extra cash and even bought new furniture for his home. 

Anson was an experienced property investor. He owned many residentials and shops for long term investment purpose, and most of his properties have no mortgage loan. Once in a while, he would sell his property for profit earnings. Recently, he noticed a shop selling in Wan Chai with a very attractive market price. He was keen to purchase the shop and reached us immediately about his plan. Anson was a long-term customer with us and simply needed to apply for a revolving loan. We approved his application immediately without delay. At the end, he was very content in seizing the opportunity quickly and purchasing the shop at a pleasing price.