Second Mortgage
產品特性
Man Sang Credit is able to provide a second mortgage plan for you to withdraw extra cash shortly, even though your first property mortgage is not yet fully repaid. We help you to raise capital for personal and business purposes, realize a dream, substitute existing high interest rate loan or pay off credit card debt. Our second mortgage plan is flexible, customized and does not require you to provide property deeds.
No property deed is needed
Loan-To-Value ratio up to 80%
Simple procedure, rapid approval and exempt from bank stress test
Flexible cash withdrawal and standby revolving credit loan
Low Interest Rate, no additional fees
Suitable for individuals who need capital for business purposes, children education fund, credit card debt, medical expenditure and renovation expenses, etc.
各項費用全免，利息至低，提早還款免罰息
加按套現可作業務拓展，子女升學，清還卡數，醫療費用，樓宇裝修等用途
**Remarks: Man Sang Credit reserves the right to make the final decision in case of any disputes
Cases Sharing
Education funds reserve for children
Eric was a self-employed individual with unstable income. Earlier, he bought an HOS flat in a low and reasonable price, and after all these years, his mortgage was mostly paid off. His son, who just graduated from high school, decided to study abroad for college. Eric concerned about the tuition fee because he could barely afford it and would definitely cause a burden to the family. After watching one of Man Sang Credit’s advertisements, Eric acknowledged that he could apply for a second mortgage. He learned that the applying process was simple and the repayment method was flexible. Given that the value of his HOS flat has risen significantly over these years, Eric was able to cash out a substantial amount of capital immediately and pay off the tuition fee for his son.