Property
Refinancing
Product Characteristic
If you are unsatisfied with the existing loans in other financial institutions, Man Sang Credit offers you a better offer by transferring your mortgage loan to us. With our professional advisory team, we can resolve your financial difficulties, reduce interest cost, settle credit card debt, restructure multiple loans or provide you with extra capital for business use.
Cash out more capital from the portion of the increased property value
Loan-To-Value ratio up to 80%
Simple procedure, rapid approval and exempt from bank stress test
Low Interest Rate, no additional fees
Choice of Instalment loan or Interest-Only repayment method
Consolidate multiple debts to lower interest cost
Suitable for individuals who need capital for property down payment, renovation purpose, equities investment or any personal purposes, etc.
物業套現計劃適合套現作買樓首期，樓宇維修，股票投資及私人周轉等用途，讓你不用再為這些財務問題而煩憂。
**Remarks: Man Sang Credit reserves the right to make the final decision in case of any disputes
Cases Sharing
Re-Mortgage to reduce interest cost
Ms. Leung was the proprietor of a trading company. She cannot pay off large amount of credit card debts due to the incompetence of employees and poor quality of clients over the years. Unwillingly, she first and second mortgaged her office hastily to settle the debt even she knew the interest rate was very high. Ms. Leung struggled a lot with the high interest expenses. Recently, her company was seemingly on track and turning around. She was recommended by one of her friends about transferring her existing mortgage to Man Sang Credit. We offered her special interest rate, with the options of choosing instalment loan or interest-only repayment method. Ms. Leung applied application and was very content about the approval. Immediately, her first and second mortgage was cleared and consolidated. This has lessened Ms. Leung’s monthly interest payment.